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	<title>ToTal Risk Management</title>
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		<title>Criminal and Special Claims Investigator joins ToTal Risk</title>
		<link>http://www.totalrisk.co.nz/former-criminal-and-special-claims-investigator-joins-total-risk/</link>
		<comments>http://www.totalrisk.co.nz/former-criminal-and-special-claims-investigator-joins-total-risk/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 03:48:49 +0000</pubDate>
		<dc:creator>Jenny</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://trm.hickmanking.com/?p=1181</guid>
		<description><![CDATA[<p><a href="http://www.totalrisk.co.nz/wp-content/uploads/2012/02/Grant.jpg"></a>Criminal and special claims  investigator Grant Woodhouse has recently  joined ToTal Risk. He comes to us with 20+ years of experience gained from investigative  positions in the New Zealand Police and senior management roles in the Security and Insurance industry both in New Zealand and Australia.</p> <p>Grant has considerable experience in criminal investigations;  security and [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.totalrisk.co.nz/wp-content/uploads/2012/02/Grant.jpg"><img class="alignleft size-medium wp-image-1202" title="Grant Woodhouse" src="http://www.totalrisk.co.nz/wp-content/uploads/2012/02/Grant-300x255.jpg" alt="" width="300" height="255" /></a>Criminal and special claims  investigator Grant Woodhouse has recently  joined ToTal Risk. He comes to us with 20+ years of experience gained from investigative  positions in the New Zealand Police and senior management roles in the Security and Insurance industry both in New Zealand and Australia.</p>
<p>Grant has considerable experience in criminal investigations;  security and management of daily operations and in special claims investigations.</p>
<p>Grant is taking a role in our Wellington office as a Senior Advisor.  He will be managing all of our Wellington based investigations.</p>
<p>Welcome to the team Grant!</p>
<p>&nbsp;</p>
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		<title>Debt Management business expansion</title>
		<link>http://www.totalrisk.co.nz/debt-management-business-expansion/</link>
		<comments>http://www.totalrisk.co.nz/debt-management-business-expansion/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 00:54:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://trm.hickmanking.com/?p=216</guid>
		<description><![CDATA[<p>In the last two years ToTal Risk has been developing a debt management strategy based on the needs of some utility companies who have historically had ongoing issues with a particular group of debtors. The outcome was that some $24M in historic debt was allocated to ToTal Risk and we have now established successful processes [...]]]></description>
			<content:encoded><![CDATA[<p>In the last two years <strong>ToTal Risk</strong> has been developing a debt management strategy based on the needs of some utility companies who have historically had ongoing issues with a particular group of debtors. The outcome was that some $24M in historic debt was allocated to ToTal Risk and we have now established successful processes around the location of debtors and the collection of monies owed. A key to our success is a structured field visit program utilising staff with high interpersonal skills that can take control of any situation and lead the consumer to a payment solution that will work for their circumstances.</p>
<p>We are now using these processes for retail, financial and insurance sector clients.</p>
<p>In particular we find we are dealing with a group of people who only respond to face to face communications for the following reasons:</p>
<ul>
<li>Habitual avoidance</li>
<li>Mental health issues</li>
<li>A range of addiction issues</li>
<li>Literacy issues</li>
<li>English is the second language</li>
<li>Culturally prefer face to face contact – Pacific and Maori</li>
<li>Lack competency to ‘manage their life’</li>
</ul>
<p>We believe this group represents 18 to 20 % of the population.</p>
<p>The collection of debt is noticeably enhanced by the use of our debt management processes.</p>
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